
Rising Healthcare Costs?
Affordable Health Plans
for Small and Midsized Businesses
Find a Path Forward with TeamREX
Rising healthcare costs are putting pressure on small and mid-sized businesses. Before you renew, reduce coverage, or shift more costs to employees, explore your employee health plan options.
TeamREX helps employers compare cost-effective healthcare plans, from options for everyday care to full major medical insurance. Find an approach that fits your budget and your employees’ needs.

54%
Small and midsized businesses offering group health coverage reported facing double-digit premium increases for 2027.
Source: Survey reported by Employee Benefit News, September 23, 2026.

1
The TeamREX 3-Step Painkiller Plan
for Employer Cost
Managing employee healthcare costs starts with comparing your plan options, reviewing your total employee spending, and simplifying administration. TeamREX helps you look at all three together.
02
Look Beyond Health Insurance
to Your total Employee Costs
01
Explore Alternative Healthcare
Plans for Employers
03
Take the Headache out of
Benefits, Payroll & HR Administration
Explore Affordable Health Plan Options for Your Business
Facing double-digit increases in your renewal premiums? Support your employees’ health while keeping your business budget in mind. TeamREX partners offer affordable options for everyday care and additional health services.
Compare Basic Care, Expanded Care, and Care Plus Options
Basic Care
Expanded Care
Care Plus
General focus
Everyday care essentials
Expanded everyday care
More outpatient care options
Care priorities
Primary care and preventive services
Everyday care, with additional urgent care and specialist options
A wider range of outpatient services, with defined member costs
Additional services to explore
Virtual care and prescription support
Virtual care, prescription support, and additional services or discounts
Expanded services and cost-sharing options
Looking for major medical insurance?
Our partners can also help employers explore major medical options. Ask about hospital, surgery, emergency, and other coverage needs separately.
Basic Care, Expanded Care, and Care Plus are general comparison labels, not product names or guarantees of benefits. This table is illustrative. Available services, coverage, costs, eligibility, exclusions, and limitations vary by offering, provider, and state. Some offerings provide limited benefits, care services, or discounts and are not comprehensive major medical insurance. Discounts are not insurance. TeamREX is not an insurance agency. Insurance advice, quotes, and enrollment are provided by appropriately licensed partners. Actual benefits and coverage are governed by the applicable plan or program documents.
Look Beyond Health Insurance to Your Total Employee Costs
2
Healthcare premiums are only part of what you spend supporting employees. Separate vendors, overlapping services, and scattered fees can make the full picture harder to see.
TeamREX helps you look across benefits, business services, and workforce support to find opportunities to reduce duplication and get more from your spending. Our ecosystem offers best-in-class solutions that combine health insurance along with business services, employee benefits, workforce support, and much more.
The TeamREX Ecosystem


Less to coordinate. More time for your business.
3
Take the Headache out of Benefits,
Payroll & HR Administration
More vendors can mean more systems, more contacts, and more work for your team.
Simplify day-to-day management by bringing payroll, employee benefits administration, and workforce support together through TeamREX. Employees can access benefits and resources through their portal, while employers use a dedicated portal to manage administrative tasks.
Before You Renew,
Find Alternative Employee Health Plans
Compare employee health plans before your next renewal. Talk to TeamREX to explore options that fit your business and your employees’ needs.
TeamREX
Loyal. Trusted. Transparent.

*TeamREX connects employers with health plan options through our partners, Premier Health USA and Otegrity Insurance Solutions, Inc. Dental, vision, life, critical illness, and other insurance options are also available through Otegrity Insurance Solutions, Inc.
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